What this policy covers
This Cookie Policy explains how cookies and similar tracking technologies are used on the maturityone.com website operated by Effective Risk Management Pty Ltd. It applies to all visitors to the website.
This Cookie Policy should be read alongside our Privacy Policy, which sets out how we collect, use and protect personal information more broadly.
What cookies are
Cookies are small text files placed on your device when you visit a website. They are widely used to make websites work, to make them work more efficiently, and to provide information to website operators.
Cookies can be:
- First-party cookies - set by the website you are visiting.
- Third-party cookies - set by services embedded within the website (e.g., advertising networks, analytics platforms).
- Session cookies - temporary; deleted when you close the browser.
- Persistent cookies - remain on your device for a defined period.
Similar tracking technologies include local storage, session storage, and web beacons. Where this policy refers to "cookies", it covers these technologies as well.
Our position on tracking
This position is consistent with the data handling commitments published on our Trust & Security page: no advertising, no third-party trackers, no behavioural analytics pixels, no retargeting cookies.
Cookies we use
The following first-party cookies may be set when you visit this website:
Legal review required The exhaustive list of cookies actually deployed in production must be confirmed by the engineering team and reviewed by counsel before publication.
Cookies we do not use
To be explicit about what is not deployed on this website:
- No third-party advertising trackers - including Google Ads, Facebook Pixel, LinkedIn Insight Tag, Twitter Pixel, TikTok Pixel, or equivalent.
- No behavioural analytics pixels - including Google Analytics in any tracked-individual configuration, Mixpanel, Heap, Amplitude in tracked-user mode, or equivalent.
- No retargeting cookies - no cookies that enable us, or any third party, to display targeted advertising to you on other websites after your visit here.
- No session-replay tools - including FullStory, Hotjar in session-recording mode, LogRocket, or equivalent.
- No social-media tracking scripts - no embedded share-to-social widgets that set tracking cookies.
- No fingerprinting - we do not deploy device or browser fingerprinting techniques.
If you encounter any tracking script on this website that is not disclosed in Section 04, it is unintended and should be reported to contact@effectiverm.com.
Managing cookie preferences
The cookies we use are strictly necessary for site operation and security. Disabling them will prevent the website from functioning correctly.
Because we do not use any optional cookies (advertising, analytics, behavioural), we do not currently provide an in-page cookie preferences manager. The minimal-tracking design means there is nothing to opt out of beyond the strictly-necessary cookies.
Legal review required Where applicable jurisdictions (GDPR, NZ Privacy Act) require an explicit consent mechanism even for minimal first-party cookies, an in-page banner will be implemented.
Browser controls
You can control cookies through your browser settings. Most modern browsers allow you to:
- View and delete cookies on a site-by-site or global basis.
- Block third-party cookies by default.
- Block all cookies (which will prevent this website from functioning).
- Receive a notification before a cookie is set.
Browser-specific instructions:
- Google Chrome: Settings → Privacy and security → Cookies and other site data
- Mozilla Firefox: Settings → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Cookies and website data
- Microsoft Edge: Settings → Cookies and site permissions → Manage and delete cookies
Updates to this policy
We may update this Cookie Policy from time to time. The current version is shown in the metadata at the top of this page.
If we materially change the cookies deployed on this website - particularly if we ever introduce optional cookies for analytics or other purposes - we will update this Cookie Policy with at least 30 days notice.
Contact
For questions about this Cookie Policy or about cookies and tracking on this website:
- Email: contact@effectiverm.com with subject line "Privacy"
- Postal: Effective Risk Management Pty Ltd, Melbourne, Australia. Legal review required Full registered address to be inserted by counsel.